How Our Loans Work

Loeb Term Solutions understands that our Clients have unique financing needs based on their unique narrative. Our financial solutions have been brought to market with the intention of being flexible and timely.

Equipment Line of Credit (ELOC)

Our Line of Credit allows Clients to leverage their equipment to establish a borrowing base. Once that borrowing base has been established, then Clients can draw from this line at their discretion for capital expenditures, seasonal cash flow needs, working capital, etc.

• Advantages to the Line of Credit
  • The amount and timing of the funds being distributed are determined by the Client.
  • Only interest payments are required until the principal becomes due.

  Term Loan

  Our Term Loan allows Clients to leverage their equipment and provide an immediate injection of liquidity into their business. Terms typically range from two to five years based on the Client’s needs. The liquidity has been used to assist with new equipment acquisitions, working capital, etc.

  • Advantages to the Term Loan
    • All gross funding potential is distributed to the Client on Day 1 of funding.
      Principal and Interest payments are clearly amortized over a fixed payment schedule.

    Leaseback

    Our Leaseback allows Clients to sell their machinery to Loeb and ultimately regain ownership over time. This solution has been beneficial to Clients who are needing to purchase new equipment or clean up their balance sheet.

    • Advantages to the Leaseback
      • The Client’s balance sheet would immediately improve as liabilities would decrease and current assets would increase.

      For more information see our Equipment Leasebacks page.

      • ℹ Click here for our credit application
      • ℹ Click here for our client information request form

      The Loeb Term Solutions Proven Process

      Financial Sales

      Loeb Term Solutions prides itself on a streamlined process to financing from start to finish. At the time the request for financial services is received, the team is put in place and a project plan is mapped from the mutual discovery, through to the appraisal, all the way through to completion of funding.